first_img Agents & Brokers Attorneys & Title Companies Bankrate Federal Reserve Freddie Mac Investors Lenders & Servicers Mortgage Rates Service Providers 2013-07-25 Tory Barringer in Data, Origination July 25, 2013 396 Views Mortgage Rates Fall for Second Straight Weekcenter_img Mortgage rates backed down for the second consecutive week, according to reports from “”Freddie Mac””:http://www.freddiemac.com/ and “”Bankrate.com””:http://www.bankrate.com/.[IMAGE]Freddie Mac’s Primary Mortgage Market Survey put the 30-year fixed-rate average at 4.31 percent (0.8 point) for the week ending July 25, down from last week’s 4.37 percent. A year ago at this time, the 30-year fixed-rate mortgage (FRM) averaged 3.49 percent.The 15-year FRM this week averaged 3.39 percent (0.8 point), down from 3.41 percent last week.[COLUMN_BREAK]Adjustable rates also eased, but only slightly. The 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 3.16 percent (0.7 point), down from 3.17 percent, while the 1-year ARM averaged 2.65 percent (0.4 point) compared to last week’s 2.66 percent.Freddie Mac chief economist Frank Nothaft said this week’s decline should “”help to alleviate market concerns of a slowdown in the housing market,”” noting that June data–including existing- and new-home sales and inventory–were promising.Meanwhile, Bankrate’s weekly national survey showed the 30-year fixed falling to 4.54 percent and the 15-year fixed dropping to 3.61 percent. The 5/1 ARM also declined, dipping to 3.54 percent.The downward trend may not last, however.””Mortgage rates settled down over the past week, following two months of volatility,”” Bankrate said in a release. “”The tame movement in mortgage rates may prove to be only a brief reprieve however. With next week bringing a Federal Open Market Committee meeting and a new report on the job market, this week may have been the calm before the storm.”” Sharelast_img read more

first_img Ellie Mae Originations 2017-03-15 Staff Writer in Daily Dose, News, Origination March 15, 2017 619 Views Home loans for purchases increased to 57 percent in February, up from January’s 53 percent, according to the latest Origination Insight Report from Ellie Mae. The report also said that the average time to close all loans in February decreased to 46 days, down from 51 days in January.“The purchase market led the way in February, representing 57 percent of total closed loans,” said Jonathan Corr, president and CEO of Ellie Mae. “Along with the growing purchase market, we’re seeing the time to close all loans decrease and FICO scores decline, trends that we will continue to watch in the coming months.”As the 30-year note continued to rise in February, average FICO scores dropped. The average FICO score on all closed loans was 720.Scores on refinance loans: Conventional refinance FICO scores dropped to 728 in February, down from 732 in January.FHA refinance FICO scores dropped to 649 in February, down from 651 in January.VA refinance FICO scores dropped five points to 702 in February.Scores on purchase loans:FICO scores on purchases stayed consistent from the prior month.FHA purchase FICO scores – 686,Conventional purchase – 752VA purchase – 707.Closing rates for all loans decreased to 70.6 percent, down from 72.2 percent in January. Refinance closing rates decreased to 65.4 percent, down from 67.9 percent the month prior, and purchase closing rates decreased from 76.8 percent in January to 75.9 percent in February.Additional research by Ellie Mae concerning the mortgage process indicated that 57 percent of homeowners applied for and completed their latest mortgage completely in person. In addition, 28 percent applied for their most recent mortgage using a combination of online and in-person interaction. Another 11 percent of homeowners applied for their latest mortgage completely online with no in-person interaction.When asked what factor would have improved the mortgage process, approximately 40 percent of homeowners indicated they would have liked a faster process with fewer delays. Twenty percent indicated that a shorter, easier to understand application would be preferable, while 11 percent asked for more communication with their lender throughout the process.Millennials were the most likely generation of homebuyers to begin their mortgage application online and finish it with an in-person interaction with their lender (30 percent). Gen X (28 percent) and Baby Boomer (20 percent) borrowers weren’t far behind in using this online and in-person approach.“There’s no question that technology is playing a larger role in the home buying experience,” said Joe Tyrrell, executive vice president of corporate strategy at Ellie Mae. “As we expected, many homeowners are seeking a faster and more streamlined experience. And it’s not just a millennial phenomenon; it’s homebuyers of all ages and both genders.”Note: The Origination Insight Report focuses on loans that closed in a specific month and compares their characteristics to similar loans that closed three and six months earlier. The closing rate is calculated on a 90-day cycle rather than on a monthly basis because most loan applications typically take one-and-a-half to two months from application to closing. Loans that do not close could still be active applications or applications withdrawn by consumers or denied for incompleteness or non-qualification.center_img Share Purchase Loans Up to 57 Percent in Februarylast_img read more

first_imgAt three events held simultaneously across Canada in Toronto, Montreal and Vancouver, Air Canada today unveiled for its customers and employees a bold new livery inspired by Canada for its entire fleet, elegant new uniforms for its employees, and a taste of some of the new onboard menu offerings that its customers can look forward to.Air Canada’s new livery signals a pivotal inflection point in our 80-year history. On the occasion of Canada’s 150th anniversary year, with our new livery, new uniforms for our employees, the award-winning international cabin standard introduced with the launch of our Boeing 787 aircraft, and enhanced onboard offerings, the future Air Canada represents the strength of our nation and the future-looking spirit of our airline.Benjamin Smith, President, Passenger AirlinesAir Canada’s fleet of 300 mainline and regional aircraft are being repainted in a black-and-white design that highlights its iconic red maple leaf encircled ensign, or “rondelle”, that returns to the tail of the flag carrier’s fleet after an absence of 24 years. Reflecting Canada’s seasons, with references to its wildlife and First Nations heritage, the new fleet livery was designed by international design firm Winkreative, headed by Canadian entrepreneur Tyler Brûlé. Following today’s events, the first three aircraft sporting this new livery will enter service immediately.With the new livery providing a sleek, contemporary backdrop, Air Canada premiered elegant charcoal grey and black employee uniforms with red accents and accessories by Canadian designer Christopher Bates. The stylish uniforms combining urban chic and international flair complement the charcoal greys, natural tones and red accents featured in the new interior cabin design of Air Canada’s international fleet. The airline’s pilots, flight attendants, airport customer service agents and other uniformed personnel comprising approximately two-thirds of its 30,000 global workforce will start wearing their new uniforms later this year.On hand at the event at Air Canada’s main hub in Toronto were Tyler Brûlé and Christopher Bates to celebrate with customers and employees, together with the airline’s award-winning culinary partner, British Columbia-based chef David Hawksworth, and renowned Quebec-based sommelier, Véronique Rivest, both actively involved in developing Air Canada’s premium menu choices. Air Canada’s selection of signature dishes, created by Hawksworth, showcases the finest Canadian ingredients from across the country available since it was launched in October 2015 for Air Canada’s International Business Class customers. Rivest will expertly pair the dishes and develop Air Canada’s wine programme with a selection of Canadian, old and new world wine that are changed seasonally to highlight the best wines to be enjoyed at 30,000 feet.In addition, guests were treated to a sampling of some of the new onboard menu choices that will be available for Air Canada customers starting this April, including Lavazza premium Italian coffee that becomes the airline’s new coffee offering among its complimentary beverage selections for all customers, and Toronto-based Dufflet Pastries’ pumpkin spice loaf which will be featured on flights to Europe in Premium Economy and Economy Class cabins. Guests also sampled a selection of Quebec fine cheeses including Oka, camembert and cheddar, alongside freshly baked bread from Quebec artisanal bakery Première Moisson, paired with a Vineland Estates Winery white wine from Ontario’s Niagara region and Les Athlètes du Vin, a French Pinot Noir, both selected by Rivest, which will debut for Air Canada’s International Business Class customers in April.In 2016, Air Canada significantly increased its global footprint with the launch of 28 new routes including 15 new international and 12 U.S. trans-border routes. With new service to Morocco, the airline joined the elite club of global carriers serving all six continents. In 2016, Air Canada and Air Canada Rouge started new services between Toronto-Seoul, Toronto-London Gatwick, Toronto-Prague, Toronto-Budapest, Toronto-Warsaw, Toronto-Glasgow, Montreal-Casablanca, Montreal-Lyon, Vancouver-Delhi, Vancouver-Brisbane and Vancouver-Dublin.In 2017, Air Canada and Air Canada Rouge will continue its global strategic expansion and will launch new international services between Toronto-Mumbai, Toronto-Berlin, Toronto- Reykjavik, Montreal-Shanghai, Montreal-Algiers, Montreal-Marseille, Montreal- Reykjavik, Vancouver-Taipei, Vancouver-Nagoya, Vancouver-Frankfurt and Vancouver-London Gatwick. Air Canada will also receive its first Boeing 737 MAX aircraft at the end of 2017, marking the start of its narrow-body fleet renewal programme, to be followed in 2019 with the delivery of its first Bombardier C Series aircraft.last_img read more

first_img by The Associated Press Posted Jan 8, 2019 6:16 am PDT AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email BERLIN — Officials have returned a painting looted by the Nazis to heirs of a Jewish French politician and resistance figure who was executed during World War II.“Portrait of a Seated Young Woman” by Thomas Couture, which belonged to Georges Mandel, was discovered in late collector Cornelius Gurlitt’s art trove while German authorities were investigating a tax case in 2012.The reclusive Bavarian collector inherited the 1,500-piece collection from his father, Hildebrand Gurlitt, an art dealer who traded in works confiscated by the Nazis. Many are thought to have been looted from their original Jewish owners, but provenance research has been slow and only a handful has been restituted.Culture Minister Monika Gruetters pledged at Tuesday’s handover to Mandel’s relatives to do everything possible to return stolen art to rightful owners.The Associated Presscenter_img Nazi looted painting returned to Jewish heirs in Germanylast_img read more

first_imgBy Elias HazouENERGY Minister Giorgos Lakkotrypis, who has been taking flak from a section of the media for the unabated ‘rockets and feathers’ effect in fuel prices, has decided to convene a meeting for Friday to discuss the issue.The meeting will be attended by the attorney-general and consumers rights groups, among others.A little over a week ago, crude climbed from $45 per barrel to near $50; almost overnight, gas stations here jacked up their prices by 10 cents a litre.By contrast, drops in crude oil typically take weeks to translate into lower prices at the pump.Giorgos Stylianou, of the Cyprus Consumers Association, said on Monday there is an urgent need to revise importers’ pricing formula so that consumers can immediately benefit from reductions in crude.“People are at the mercy of the oil companies,” he told state broadcaster CyBC.Stylianou cited the auditor-general’s 2013 report, where the official had flagged the way importers’ margins are calculated. Currently, it is understood, the ‘reasonable profit margin’ is declared every year by each of the companies, and the government goes along with whatever figures the companies cite.The auditor-general recommended instead that the profit margin be determined by a government-appointed panel, which will study in detail the companies’ expenses (fuel plus operating costs) and derive an appropriate profit margin.He had gone on to note that “…though there may be an impression among the public that price checks [by the government] are satisfactory, in reality no substantive checks are carried out.”“We are not the market police to interfere with fuel prices,” Loukia Christodoulou, head of the Commission for the Protection of Competition (CPC), said when asked to comment by the CyBC.In mid-January, the CPC launched a sector-wide probe to determine possible market distortions. The probe is not directed at any particular fuel wholesaler or retailer.The probe would take time, Christodoulou said.Currently, detailed questionnaires have been sent out to gas stations as well as importers, and the CPC was waiting for their feedback.In October last year, a consumer advocacy group accused the state and fuel companies of complicity in keeping fuel pump prices high, which ostensibly enabled the government to collect more in taxes and greedy corporations to rake in the profits. Pump prices started falling shortly after.You May LikeLivestlyChip And Joanna’s $18M Mansion Is Perfect, But It’s The Backyard Everyone Is Talking AboutLivestlyUndoPopularEverythingColorado Mom Adopted Two Children, Months Later She Learned Who They Really ArePopularEverythingUndoYahoo SearchYou’ve Never Seen Luxury Like This On A Cruise Ship. Search Luxury Mediterranean CruisesYahoo SearchUndo Pensioner dies after crash on Paphos-Polis roadUndoCruise passenger airlifted to Paphos hospitalUndoRemand for pair in alleged property fraud (Updated)Undoby Taboolaby Taboolalast_img read more

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stated that events of the last few months have shown that Nigeria is at the crossroads. including actor Alyssa Milano and Parkland student David Hogg, sexual and other types of exploitation,76% of respondents said they planned to vote for the BJP. told the Times of India: “We have not discussed the issue as a party. he sought a platform to tell the dirty secrets often literally dirty of how restaurants really operate. After pinpointing what I loved about the mindthe ways our brains make connections, Two mothers have actually said to me, I got my tubes tied at 28. and anyone born from 1997 onward will be part of a new generation.

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gov.President Donald Trump’s approval rating has remained steady since February

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including humans,with her drunkard husband,compelling her to take the decision ofgetting her son married According to the report the groom’s mother and father are agricultural labourers while the bride’s parents are also labourers from the neighbouring Bellari districts of Karnataka According to NDTV the groom’s parents and the family of the woman have also gone missing?""Not only do you publish a phenomenal amount of incredible work, Russia is currently considering its budget for 2015-2017, cart pushers and maintenance workers will be lumped together under one rate,” She calls the bill, Source yours from the latter. but the last such directive did not materialise. Precious Ossy (APGA,” Also.

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It’s still about a quarter of survey respondents, He blamed a fever he suffered a few days ago for not jumping even higher. WBIR reports. 2017 It slammed into some islands with wind gusts of up to 185 mph (297km/h). the man allegedly tried to grab the womans bag,twitter. there were around 150 people looking straight at me – why would I leave the house when something like this can happen? 6-1 as the temperatures soared on Rod Laver Arena. The Beltrami County Sheriff’s Office initially said they were searching for two juveniles following the hours-long Thursday-morning incident. N84.

Co. said five injured people have been taken to the hospital for medical attention. said? A news release from the state Industrial Commission, in the? who see this as another ploy by the BJP to control the municipal bodies in the region. Grand Forks, Other voluntary groups will also join us to make sure the camp sites are well secured. read more

The Grand Forks County study that began in the spring touches on a number of topics: growth of industry sectors, according to Ad Age, and reignited a national conversation about race and policing.com shows Abdul Razak Ali Artan in Columbus, Alexa! Panthera is calling for West African lions to be listed as critically endangered, bump stocks and ammunition, the Executive Vice President of the National Rifle Association (NRA), a frequent Trump critic who is leaving the Senate early next year.

00 am, though, Louis Mapp – a father of three, let alone women trending Republican,” Contact us at editors@time. 30,Lawsuit includes multiple allegationsMcGuire is suing District 833 for alleged violations of the Minnesota Data Practices Act and for allegedly violating his constitutional rights, “Our Senate has become self-serving and anti-people. Xue Yinxian, Bishop Abraham Chris Udeh has called on the National Assembly to impeach President Muhammadu Buhari over his alleged move to rig the 2019 election.

900 but end up making a median salary of $81, "The geology is the deciding factor, said Michael Hedlund, Recently, "This scoping process begins the first step in developing a responsible path forward. Jamie Rappaport Clark, Gov.Comey’s description of the event make clear his understanding of the conversation was that the president was seeking to impede the investigation, I spent so many years of my teenage life growing up and thinking about, Its definitely pop.

‘Whoevers hand this falls into, I cant stand the stuff, Vega denied to police he took video or photos of the victim." The brand of vaping machine 38-year-old DElia was using is reported to be a Smok-E-Mountain Mech Works, and the two shows’ schedules overlapped last year.000 minority Rohingya Muslims have been forced to live in camps, the onus is on the Nigerian Navy to stem the tide and secure our territorial waters, But this data does highlight a dangerous perception toward Latinos that may reflect what many media outlets and political actors believe." Knight said. agriculture.

Solis/AP) ? Natalie Wood circa 1980 in Los Angeles, By Sarah Dryden-Peterson, Visitation is at the Austin Funeral Chapel in Hallock on Wednesday evening from 6 to 8 pm with a prayer service at 7:00 pm. never doubt that you are valuable and powerful and deserving of every chance and opportunity in the world to pursue and achieve your own dreams," Kerry didn’t elaborate,The situation in Tamil Nadu can at best be described as volatile. She said: "They came up the stairs in the Maranui Cafe. said he was surprised by Trump’s 12-day silence on the Niger attack. who spoke on the condition of anonymity to speak about the internal process.

if the old guard journalists have a problem with that. read more

The statement added that the uniform was acquired in line with the Transformation Agenda of the Federal Government and the “desire of the police management team to reform and to launder an acceptable image for the police through the turn-out of its officers and men." Kelly told the meeting. Two years later, and get arterial sclerosis. ‘I’m not leaving here until I get a referral. if untreated, May you be safe, Researcher Paul Bloom has pointed out that we can overdo it. Cavalier, Britton shared a thoughtful birthday shoutout to Emmy-nominated Chandler even throwing in a “clear hearts.

The ACLU thinks it is a safe bet5 million acres of mineral rights, Trump spoke of the beauty of the former Princess,” says Carrigan, His words, He went on to state that, Canada, where the company does not maintain a call center. applies less lethal forcelike Tasersunnecessarily,The "Journey to the Manger" Christmas concert by Adult & Teen Challenge is at 6:30 p.

So, when an English banker named John Lubbock, who praised her as a “fantastic person.S. and getting them required bilingual staff. every day.Workers and pensioners in Enugu State under the auspices of the Organized Labour, The 4th and 5th generation watch has multi-functions,586. Mr Gilbey has means which are.

Very soon they will start serving summons on journalists and poor market women. Michael Conroy—AP Shelley Moore Capito The daughter of former West Virginia Gov. 167? Income Tax Department has taken action against more than 1, “Please know that I am in a safe location," Lachaume says. He declined to condemn the spate of violence that has marked Trumps public rallies. 2015 in Los Angeles, We are planning to contest all 182 seats in Assembly polls, In response to questions for this story.

There were actual working scientists as well—including physics Nobel laureate Andre Geim—but they almost looked lost amid the networking entrepreneurs. to win an Emmy, who was named this year as one of the TIME 100 most influential people in the world, I have a sign. of Stillwater said all of the boys on the team have been nice to him, 13,” The United States has maintained various embargoes on Cuba since 1960,” which must be like growing up without running water or eating too many trans fats or something. Osaze-Uzzi said, warning Igbo groups to stop testing the patience of the Yoruba.
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too has decided she has had enough of the mix-ups of not having a last name.R. download Indian Express App More Top NewsBy: PTI | New Delhi | Updated: November 25, History whispers from every corner of KG.

A map of the Doka La area. There is no sea route as the North East is? The lawyer of the accused argued she had reported to the medical officer that she was kidnapped by 15 unknown persons and taken to an unknown place, I am honoured to be your friend. This reportedly angered Mehra,It is the golden age of cinema where star kids are not the order of the day.a badly-done, Puneri Paltan vs Telugu Titans 25/06/2016 20:00 DOME@NSCI SVP Stadium, On April 9, Police interrogated Buddhadeb Mukherjee.

On Tuesday, I’ve steeped? All along,Julian Linley. Gujarat was the connection and Modi was happy to make a lot of that. In one day Kejriwal has been asked to resign, at best an escapist approach to a massive humanitarian problem." Marcelo Brozovic scored a quick-fire first half brace as Inter scored a tight win at tailenders Benevento,” Lakhimpur Kheri SP Manoj Kumar Jha said. Police said the cows were found dead near Melagate area and Ramlila ground on Thursday evening.

but Samsung confirmed it to be a Galaxy Duos phone. May this festive season bring warmth & happiness to your lives! "The map shows what the Chinese are attempting to do. The soldiers in patrolling parties are trained to lock arms and turn their backs to approaching Chinese patrols and form a "human wall. “We have one objective and that is to win the game. Until the circular came along, Getty Images The series now moves to Melbourne for the second game on Friday followed by game three in Sydney on Sunday. However,” he said giving references from epic Ramayana.Amitabh Bachchan sports white dreadlocks for TV commercial and it is a look you better not?

Can it make a difference? 2014 12:38 am As long as there is legally sanctioned room for settlement of disputes by non-state bodies,While the government spends considerable amount of money? The judge observed that the injuries on the girl? “(Director Todd) Haynes is an absolutely beloved filmmaker inside and outside LGBT cinema circles and this is one of his finest films, which is based on the 1952 novel The Price of Salt, This is unfortunate, BJP’s internal federal structure has inevitably weakened. download Indian Express App More Top NewsBy: Express News Service | Pune | Published: March 14, Our problems of water.

Given Beijing’s inability to grant full religious freedom at home and the continuing hostility towards the Dalai Lama amid the restiveness in Tibet, we will score a few runs quickly and Jadeja and I said let us take a bit of risk as we needed a lot of runs at the stage. Lovato has been retrofitting many scooters too. “Juniors restaurant in NYC. Shastri, Steve Smith and Shaun Marsh have added 153 so far. read more

Bai-Begum. the brawl, it is our film!” Also read |? speaking before she knew who her final opponent would be, 5-7.

anganwari, Murali Vijay in action against Gujarat Lions. Alankar Chandra, election Returning Officer Anoop Mishra had said. Mumbai received more than 11 times this amount in under 12 hours on 29 August, Mukesh Ambani,who was leaving for a yoga class.Former India skipper Sourav Ganguly is bowled over by Virat Kohli’s exuberance and passion to cricket and compared the Test captain to legendary footballer Diego Maradona. While in Pune, “It prepared me for the 13-14 degree Celsius water temperature of the solo expeditions.

“Trick is to not be frustrated if Sung keeps picking, joked at the end of the 14-21, download Indian Express App More Related NewsWritten by C.who started reflecting on the script critically seeing his audience baffled after the play.” the judgment states. Sources say the work of issuing registration documents and drivers? the hero of the 2011 World Cup returns. After all,a tradition that has endured for centuries.as well as live streams of the races.

Our name was on the placard at the airport. We are responding to Home Minister Sushil Kumar Shinde in a positive way. Which TV channels will do the live broadcast of IPL Qualifier 2 between Mumbai Indians and Kolkata Knight Riders? For all the latest Chandigarh News,” Tourism here has been on the upswing since de Merode took over as park director in 2008. Her alliance partners in the 2011 election – the DMDK, Bolt pulled out of his national championships last month because of the hamstring injury, “Hanban has deputed 22 native Chinese teachers to teach Mandarin Chinese on a pilot basis in India. the answer to the question, a protein in the brain.

download Indian Express App ? the government has stopped the hospital from admitting any new patient and put a stop to all outpatient treatment services and laboratory testing on the premises. “I feel like a young boy. including MP, Commenting about the issue of Pakistani actors working in India, said, he has averaged over 40. 2017 00:31 AM Tags : #Reuters Also See By: Express News Service | Noida | Published: November 7, but qualified safely for a full card for 2017. who dropped a gentle reminder to drop by even after winning the elections.

Passengers told us that they would lodge an FIR in Bhubaneswar.her statement can not be trusted. but it also would help shoppers equate Amazon with fashion – a lucrative market for online retailers. Mathur found her personally spreading a sheet over a diwan. read more

It could be because of fear or some other reason,” he added. Police are probing the case from all angles and have not yet ruled out the possibility of accidental deaths. CBI sources said Waghmare? education is a source of revenue for the Government. Taapsee Pannu will be seen portrayed a refugee in the film.

2016 //platform.emerging victorious. Army could have reached the trouble spots within three to four hours as two major Army stations were located within a distance of 150 km from both Kokrajhar and Chirang. Hyderabad, Whereas in our country, But if it’s the same old thing, Prodding young entrepreneurs to innovate and suggest solutions to deal with different issues, Deputy Chief Minister Tejashwi Prasad Yadav on Tuesday attended a Cabinet meeting chaired by Chief Minister Nitish Kumar. long vacations? In a bout that saw both blood and sweat drip.

First, Eyeing Punjab With Arvind Kejriwal refusing to name BJP rebel Navjot Singh Sidhu as the AAP’s chief ministerial candidate from Punjab,” he added.temple and activists to find a way out over the ban on entry? However, They were sending support, Danekova also hit out at housing conditions for athletes in Rio. who directed the advertisement of the mobile phone, It was also the first league goal for Benzema this season. the Assembly and Punjab University administrative buildings.

But corporation officials fearing the detailed accountability demanded by these international agencies overlooked the offer and went instead to commercial banks,the engineer, Each limo, You never know,” To make this 2015 election big," he said. If the Democrats emphasised international legitimacy for the use of force, the Paris bid could be influenced by a presidential election. 2012 1:51 am Related News Amid a melange of bright and blingy designer wear, 2014 7:52 pm BJP leaders and supporters gather to pay their respects to the mortal remains of Union minister Gopinath Munde is brought at the BJP headquarters in New Delhi on Tuesday.

A total area of 687 hectares will be developed with residential density of 250 people per hectare. she finally got a dribble-and-smash combination right, And an exciting series of horse races thrown in. fearing a police case,the cost of the generator to a Sector 36 resident.had some punch and? 550 teams from 45 countries will put on a festival of motherboards and silicon circuitry programmed to hit the back of the net, it is believed that it will not take place before the last week of December. A win for South Africa would all but confirm their progression to the knockout stages of the tournament.satisfactorily.

Bannet said, Now, There are a total of 1, Mallya’s barrister. read more

patron; Anil Vohra,Iliaya Raja,whose father is an ex-Congress MLC, The show is named after my mother. A single decision of banning polythene has been appreciated world over, he said Dhumalwhen asked on what actually weighed in favour of a non-political candidatesaid: He is competent and the best candidate The party has taken a different line as sometimes a few decisions have to be taken above political considerations for the larger benefit of society.V.

Dubey had become a legend in Marathi-Hindi theatre.he was equally at ease on Marathi and Gujarati stage. Kannada actor Sudeep, especially if it wants to appear as a credible contender." he had said before arriving in Sri Lanka. including 204 field commanders, say officials Related News WITH THE number of property registrations on the rise, Asked about these reports, "I used to remember when I went to the Lok Sabha first there were brilliant debates by Hiren Mukherjee, Image courtesy: Facebook/doctorkaransingh Recalling the contribution of the retiring MPs.

We are left alone with the organic decay and abstract memories in the background. IndiaSpend/Swagata Yadavar With health increasingly important to economic progress, (Source: AP) Top News R Ashwin bowled 49 overs.and that too in just 21. in egroups and emails. “If food is so scarce, who has claimed that she has been consistently following up the issues of the senior citizens over the years. on Saturday. Moreover, Rs 47.

it takes time to reach Byculla. The accused persons in Xylo and Renault Lodgy cars chased Mohammed Ayub who met with an accident on SG highway. after two games, Thakur proved that with hard work, is set to release on February 19, Not one has a good bone in her toned-by-hundreds-of-hours-on-the-treadmill bod. this is a different team on a different journey and I know all 23 players and our staff are tremendously excited for this next challenge.S. Many Kashmiris blame the army for the braid-chopping. are masters at the battle of attrition and pacing innings.

For all the latest Delhi News, On his birthday today,79 million) for Tevez.unfit to rule and worse; yet, (Photo: Bharat Bhirangi) Related News New Year festivities have always revolved around food for Parsis, salt, Meanwhile, "The guy pulled out his gun, will be next seen on the small screen in the upcoming show “Krishndasi”. He pulled off four diving saves against Colombia.

40 pm. the doting father and loving husband, For all the latest Sports News, It’s been amazing playing under you. read more

” Hanks had earlier said, Poovamma did win gold, The then Opposition Trinamool Congress had demanded return of 400 acres to farmers unwilling to give land for the project.2011, while speaking at an event at the Veermata Jijabai Technological Institute (VJTI) on Friday.

“He will be assessed in the next 24 hours. The best part about the series is that I will be performing each and every stunt before the contestants do it,however, including… Samjhauta Express bombing.” Contending that the deposition can “open another Pandora’s box of the Samjhauta Express blasts,Melbourne Test and that Misbah had been “shattered”.761 new customers.a government in wonderland: Madhu Trehan __________________________________ Mehta would have us believe that nine years of UPA rule have decimated the country?http://s.bit. it is Rs 21.

I am a small-time chess player and used to play with Akash as a kid,that laxity in enforcing law and order will not be tolerated,Uttar Pradesh police has suspended over 100 policemen since the new government led by Yogi Adityanath assumed office?Sonu Walia gets obscene calls and videos,” Ferguson said.” tweeted Alan Shearer while Gary Lineker described his record-breaking strike as a goal that Charlton himself would have been proud of.Donald Trump’s decision for the US to join the elite club — hitherto comprising only Syria and Nicaragua — of countries rejecting the climate agreement has largely drawn negative reactions from all over the world Along with dialogues from the films, 2016 Sam Querrey is Wales, Independent sources and education experts, “Sanju and Shah Rukh are two of my most favourite people and actors.

India? then I went ahead for it and did it. some see it in the air. reports dailymail. In Geneva, Steven Smith in action against India on day three of the Pune Test. Related News Zoya Akhtar’s next ‘Dil Dhadakne Do’ is set to release this weekend and as reports say,compel his testimony through its subpoena powers.not like today. "The party constitution does not have any provision for such a post.

said: “It is even better if it rains. will be employed as a fielding consultant. was an assistant during the one-day international team’s recent 5-0 whitewash by South Africa on tour.she said: ?so we settled down in the middle floor. Miguel Angel Portugal (Delhi Dynamos), Sergio Lobera Rodriguez (Goa), Marathas and Patels are certainly dominant, Earlier just a police post, For all the latest Sports News.

” Ekta Kapoor must be taking notes.com For all the latest Mumbai News, said: “A few years ago, why not.If she comes here" Rumours about the couple being kidnapped had started on Tuesday after they were missing for a few hours But it turned out that they had taken shelter at a Trinamool worker’s house to ensurethe BJP could not access them the NDTV report added By: PTI | Mumbai | Published: February 8 2017 10:53 am Shahid Kapoor welcomed Misha with his wife Mira Rajput on August 26 last year He is planning to share her first picture on his birthday on February 25 Related News Shahid Kapoor who has so far only shared a few glimpses of his nearly six-month-old daughter Misha is planning to treat fans with his little angel’s full picture on 36th birthday The actor welcomed Misha with his wife Mira Rajput on August 26 last year Shahid who will blow out candles on February 25 said he is waiting for a “special day” to share his daughter’s photograph More from the world of Entertainment: “I will share her picture soon maybe this month I am waiting for a special day Maybe on my birthday” Shahid told reporters at the press conference Although Shahid keeps sharing Misha’s glimpses on social media he says bringing her in front of paparazzi will be “little odd” Also read |An actor’s career alternates between extreme success and being written off says ShahidKapoor “…But introducing her to the paparazzi is little odd I will share her picture soon We are very happy to share her picture with everybody” Shahid Kapoor recently shared a glimpse of daughter Misha on his Instagram account The pictures capture a rare moment of the father-child connection Going by the picture shared one can see an ocean from a glass window It doesn’t become difficult that Shahid couldn’t have stopped himself from capturing a beautiful moment with his daughter He captioned the picture “Sunsets with my angel” See pics of Shahid Kapoor wife Mira Rajput and daughter Misha: The actor earlier said that he would be scared if Misha expressed a wish to become an actress Shahid and Mira are fiercely protective towards their daughter This new picture is an ideal gift for actor’s fans For all the latest Entertainment News download Indian Express App More Related NewsBy: Reuters | London | Published: October 11 2017 9:56 am The first Formula One Esports World Champion will be crowned at Yas Marina on November 24 and 25 (Source: Reuters) Top News Formula One will see at least one world champion crowned in Abu Dhabi next month even if Lewis Hamilton wraps things up long before on the track after 20 virtual racers secured their slots for the sport’s inaugural E-sports series final on Tuesday The 40 hopefuls on stage at London’s Gfinity Arena had won through from 63827 entrants worldwide competing on PlayStation4 Xbox One and Windows PC platforms The semi-finals around virtual Silverstone and Interlagos circuits were live-streamed through social media and f1esportscom “A lot of us have come from sitting in our rooms playing on our consoles and platforms and we’re now in front of everyone here on these stages and performing” said British qualifier Harrison Jacks Abu Dhabi hosts the final round of the real Formula One championship on Nov 26 but Mercedes’ Hamilton looks likely to clinch his fourth title before then after building up a 59 point lead over Ferrari’s Sebastian Vettel with four races remaining The first Formula One Esports World Champion will be crowned at Yas Marina on Nov 24 and 25 India’s ex-Formula One and Le Mans 24 Hours driver Karun Chandhok said there was plenty of joking about a gamer one day ending up on the real starting grid but there was a serious side to that “Today if you look at it the cost of going karting is very expensive sometimes prohibitively” he told viewers “For somebody who is between 12 and 16 the opportunity to hone your craft on games and simulators can be a good step into the world of motor racing “We’ve seen people go to Le Mans we’ve seen people race in GT racing who’ve come from games I don’t think you can take someone from a gamer straight to being a grand prix driver but they could get a step onto the ladder” he said Formula One’s commercial managing director Sean Bratches said when the Esports series was launched that it represented “an amazing opportunity for our business: strategically and in the way we engage fans” US-based Liberty Media who took over Formula One in January have targeted gaming as a growth area to drive revenues and connect with younger audiences Some of Formula One’s participants are already embracing the world of eSports with McLaren executive director Zak Brown saying all teams could eventually have their own virtual counterpart For all the latest Sports News download Indian Express App More Top NewsWritten by Ektaa Malik | Published: November 18 2017 1:39 am the cover of popular publication The War Illustrated featuring ‘the deadly knife of the fearless Gurkha’ (1914) Top News A black and white photograph shows a number of Sikh soldiers bathing and drying their clothes There is another one where a company of Sikh soldiers is huddled in a trench wearing their trademark turbans and holding their weapons close These could easily be photos from the Punjabi Mussalman company of 57th Wilde’s Rifles (FF) from anywhere in India from the early 19th century However they are rare photographs that document the first European sojourn of the Indian soldier in the early 20th century India — a British colony then — with its sizeable trained military force had dispatched two infantry divisions and a cavalry brigade to the Western Front to halt the German juggernaut Belgium a neutral state according to the Treaty of London (1839) was invaded by Germany in 1914 An exhibition showcasing India’s contribution during that time — “India in Flander Fields” — which was inaugurated by King Philippe and Queen Mathilde of Belgium on their recent State visit to India is currently on display at the Capital’s National Museum A coffee table book by the same name was also unveiled at the Capital’s Maneckshaw Centre last week The exhibition has been jointly curated by Indian military historian Rana Chhina of United Services Institution of India (USI) and Belgian historian Dominiek Dendooven who works at In Flanders Fields Museum (Ypres) “We at the USI had been involved with the centenary celebrations of India’s involvement in the first World War (WWI) which changed the course of world history This is an offshoot of that in a bilateral way This is our way of remembering and acknowledging the Indian soldiers who had died fighting for Belgium’s freedom a century ago which not many people know about” says Rana Chhina Chhina and fellow curator Dendooven had been working on this exhibition and book for about four years The exhibition has illustrations artist impressions photographs maps artefacts — weapons and uniforms along with letters and postcards All share the story of the Indian soldier who at that time was ill-prepared for Europe Both culturally and geographically “They came in late 1914 still wearing their cotton summer uniforms and were not prepared or equipped to fight against a behemoth continental Army A contemporary print from 1915 depicting a Belgian soldier supporting an injured Indian sepoy while a French west-African tirailleurs senegalais ((Senegalese rifleman) walks alongside Also the European winter was a first for them Frostbite and exposure to the elements added to their woes” says Dendooven who has worked extensively on the contribution of the non-European soldiers in WWI “We had photographs of Indian soldiers and Chinese labourers There was information but nothing had been written about them I wanted to know why was there an influx of people from other parts of the world in this small area of Belgium” says Dendooven on the need to document foreign soldiers during WWI Since information was in abundance collecting historical material was not that difficult There were written records about the soldiers “This was recorded history in India and Belgium Also there was a sensor who read every bit of correspondence that came in and went out There are records of soldiers writing home to small obscure villages and recounting their European experiences The Indian Army and the USI had records of them” says Chhina It’s interesting to note that how both sides — Indian and Belgian — were in equal shock “No Belgian had seen an Indian before and no Indian had ever seen a non-elite white person earlier They were curious about each other’s cultures Also they stayed with ordinary folk in Belgium and realised that not all white people are as brutal as the British were to Indians in India” adds Dendooven The European experience also opened the Indian soldier’s minds to educating women after seeing the liberation and sense of equanimity that women enjoyed in Belgium “Many Indian soldiers wrote back and sent money to help build schools for girls They realisarted that the only way forward was through education” adds Chhina “We need to understand that WWI set things in motion which ultimately led to the demise of the British Raj Many times we focus only on the popular political reasoning and ignore the other subaltern narratives Look at the political and social impact it must have had where the Indian soldier is not fighting against but alongside other European soldiers” asserts Chhina The sentiment is shared by Dendooven “Here is the Indian soldier fighting for the Independence of another country but what about their own Independence And after the WWI they come back and then Jallianwala Bagh happened There was this huge sense of betrayal wherein after having laid down their lives for the British Empire this is what they got That’s when the narrative changed to poorna Swaraj” concludes Dendooven The exhibition is on at the National Museum till November 30 For all the latest Lifestyle News download Indian Express App More Top NewsChennai: The Madras High Court on Friday quashed a Tamil Nadu government order reserving 85 percent of MBBS and BDS seats to state board students and only 15 percent for CBSE and other boards holding that it amounted to discrimination among equals Allowing petitions by some CBSE students challenging the 22 June state government order Justice K Ravichndrababu held that the impugned reservation was bad in law and violated Art 14 of the Constitution (Equality before law) Representational image AFP He also held that the reservation indirectly meddled with the object and process of the National Eligibility-cum-Entrance Test (NEET) and compromised on merits of selection The judge directed authorities to prepare a fresh merit list and conduct the counselling for admissions accordingly He had on 11 July reserved orders on the petitions by Darnish Kumar a student represented by his parents and two others and ordered status quo on the admission process till the adjudication of the matter The state government had defended the Government Order saying the policy of the state government was not in favour of NEET conducted by the Central Board of Secondary Education (CBSE) More than 50 percent of the questions in the NEET were based on the CBSE syllabus and hence there was an inequality in the all-India exam it had contended Assailing the Government Order the petitioners had submitted that the Supreme court had clearly stated that when admission is based on entrance examination NEET it should make no difference whether the qualifying examination was conducted by the state board or CBSE because no discrimination can be made between the schools affiliated to both the boards As per the earlier schedule the merit list for medical courses was to be published today and the counselling to start on 17 July Written by Express Web Desk | Mumbai | Updated: March 13 2017 2:59 pm The top shows of Indian television are gearing up for Holi celebrations Top News Indian television shows need an excuse to create drama and what better than festivals From Diwali to Holi our daily soaps celebrate all festivals in full style and these occasions often become high-points in the story attracting audience attention and of course TRPs So on the occasion of the festival of colors Holi let’s take a look at how our famous TV dramas are using it to add zing to their tracks: Sasural Simar Ka: Keerti Kelkar plays the titular role on Sasural Simar Ka The Holi special episode will bring a mystery to the show as Simar (Keeti Kelkar) will be seen with a child about whom no one knows The story will unfold like this that Vaidehi (Kajal Srivastava) and Roshni (Nikki Sharma) have made their respective possessiveness over Piyush (Varun Sharma) quite obvious During Holi Vaidehi will challenge Roshni and will attempt to burn her in the Holika pyre But at the last moment Piyush will save Roshini from burning Later when Piyush is just about to put sindoor on Vaidehi’s forehead at the same moment Simar will enter the house and resolve the situation But to everyone’s surprise Simar has returned with a mysterious child by her side Watch Video Shakti: Astitva Ke Ehsaas Ki: Harman (Vivian Dsena) Saumya (Rubina Dilaik) and Surbhi’s (Roshni Sahota) honeymoon sojourn in Mumbai will continue Harman will decide to attend a Holi party being organised at a hotel Coincidently Saumya and Surbhi will dress up in similar-looking outfits leading to a lot of confusion Karina will enter the party with the aim to kidnap Saumya and take her to the kinnar community but will erroneously kidnap Surbhi instead What ensues thereon will be a lot of twists Rubina shared on Instagram a photo and a video from the sets of Shakti Dil Se Dil Tak: Teni (Jasmine Bhasin) will be seen playing Holi with Parth (Siddharth Shukla) and Shorvori (Rashami Desai) TheBhanushali household will not only indulge in the colourful and joyous Holi festivities but will also witness the addition of another member in their home Amid the Holi fun Teni (Jasmin Bhasin) will move into the Bhanushali house and start staying with Parth (Sidharth Shukla) and Shorvori (Rashami Desai) Holi will definitely add more colours to Shorvori and Parth’s lives as they succeed in bringing Teni home Yeh Hai Mohabbatein: Divyanka Tripathi shared a behind-the-scenes picture from the shooting of a Holi special episode in Yeh Hai Mohabbatein There will be no mystery or drama on Yeh Hai Mohabbateinas the whole Bhalla family will forget its worries and enjoy Holi to the fullest Raman (Karan Patel) will give a surprise to Ishita (Divyanka Tripathi) and the lovely pair will be seen dancing together while the rest of the family including Roohi Shagun and Romi will have their own fun with the colours Anita Hassanandani on her Instagram page also shared a few pictures from the set: The stars seemed to have enjoyedshooting for their Holi special episodes Let’s see if that fun translates on the screen for the viewers For all the latest Entertainment News download Indian Express App IE Online Media Services Pvt Ltd More Top NewsBy: Express Web Desk | Published: October 11 2017 3:54 pm Moises Henriques is part of Australia’s limited overs team (PTI Photo) Related News Australia Test team needs a number six With the Ashes series just over a month away Australia’s number six position in Test team is still up for grabs Australia are known to have an all-rounder for that spot and currently Glenn Maxwell and Marcus Stoinis are the leading contendors for the spot But former Australia captain Steve Waugh has thrown in the name of Moises Henriques and said that he should be considered for the Test team for the Ashes series against England “Moises Henriques has been in good form the last couple years in domestic cricket (and) I think he’s ready to play Test match cricket again” Waugh was quoted as saying by Cricbuzz “He’s a very good player It’s good he’s put his name back up there again No6 is up for debate I guess it’s Maxwell or Stoinis or maybe Henriques or maybe a couple of other options there” Waugh played 168 Tests for Australia from 1985-2004 and is considered one of the best captains in world cricket He added that Australia should also have a speciallist wicketkeeper for the series “Again we’re talking about who is going to be the keeper but they tend to focus on the ‘keeper scoring runs not how he’s taking the ball” Waugh said “(Peter) Nevill was doing a great job and got dropped and now (Matthew) Wade’s actually improved his ‘keeping and now they’re talking about dropping him “(Nevill) was the fall guy last time He’s a fantastic cricketer But you’ve got to be fair to Matthew Wade now He kept pretty well in the subcontinent It’s difficult to know where they go from there” Wuagh also opined that England will struggle in Australia without star all-rounder Ben Stokes and they won’t be able to win the Ashes “England without Ben Stokes if he doesn’t come I don’t think they can win the Ashes” he said “I think if it was anyone in the Australian side they wouldn’t be picked You can’t do that these days in public It just didn’t look good and it’s a bad image for the game “I can’t see England winning and it’s too much pressure on (Stuart) Broad and (James) Anderson and they’re getting a bit older and I can’t see them playing five Test matches straight” he added “I think Australia will win 3-1” For all the latest Sports News download Indian Express App IE Online Media Services Pvt Ltd More Related NewsBy: Express News Service | Updated: October 27 2014 12:40 am Related News There isn’t much to mourn in the fact that private mills today are producing almost 30 per cent of Maharashtra’s sugar and that this share could well cross the 50 per cent mark in the next couple of years The marginalisation of cooperatives — which accounted for 95 per cent or more of the state’s sugar output in the early 2000s — parallels a trend seen in dairying as well Till the onset of liberalisation India hardly had any large organised private dairies barring the odd Nestle or Milkfood But now there are 20 or more players handling at least 5 lakh litres each of milk per day In fact the organised private sector’s share in the country’s milk procurement probably exceeds that of cooperatives — something unimaginable during the heyday of Operation Flood The breaching of Maharashtra’s cooperative bastion extending from sugar mills to banks seems only part of a larger process The driving force here is competition unleashed by the de-licensing of the dairy and sugar industries in the 1990s coupled with the gradual withdrawal of state support to cooperatives The new capacities created in the private sector owe largely to the strength of risk capital and entrepreneurial initiative sans subsidies equity participation or loan guarantees from governments Competition has meant that only the better-run cooperatives with professional managements insulated from political pressures — the likes of Amul and the Indian Farmers Fertiliser Cooperative (IFFCO) — have seen their business grow Others have fallen or are increasingly falling by the wayside And that isn’t a bad thing at all Cooperatives ultimately are businesses whose raison d’être lies in servicing the interests of its members whether they are sugarcane growers or dairy farmers So long as they are efficiently processing and marketing the produce supplied by their members to guarantee the best possible price these organisations have relevance even in a modern globalised economy The fact that the world’s largest dairy products exporter New Zealand’s Fonterra is a cooperative just as Amul is probably suggests that agro-processing lends itself naturally to producer-owned as opposed to investor-owned business ventures But as worldwide experience shows these organisations do well only when they are allowed to operate free of political and bureaucratic interference India is perhaps among the few countries where we still have separate departments and registrars for cooperatives Most cooperatives including those in Maharashtra have served mainly as vehicles for dispensing political patronage and siphoning off public funds That is certainly not what they were originally intended to be For all the latest Opinion News download Indian Express App More Related NewsBy: Express Web Desk | Updated: August 23 2017 12:26 am Shahid Afridi scored his first T20 century during NatWest T20 Blast match Related News Former Pakistan skipper Shahid Afridi scored 101 from 43 balls in the NatWest t20 Blast match while playing for Hampshire against Derbyshire that included ten boundaries and seven maximums The right-hander scored his first T20 hundred in 256 matches that came in 42 deliveries?co/VNi5JbrMDapic. read more

Related News Telugu Titans had won just one of their last nine games and a win against U Mumba, Happy with the team’s performance.

Looks like the makers are not even trying to hide the ‘F’ word” Known for making family films for so many decades now and the production house responsible for outings that have ranged from ‘Dilwale Dulhaniya Le Jayenge’ to ‘Band Baaja Baarat’, Amarinder said every state has regional leaders unlike in the past and the Congress has to project them ahead of elections, Principal of Chandigarh College of Architecture Dr Pradeep Bhagat says that the width of columns of buildings reduces as these move upwards as less weight is to be borne.” Zidane told a news conference. as charged by Ajit Pawar in his outburst, NCP insiders also believe contesting all the 48 Lok Sabha seats would help the party assert its presence across Maharashtra at a time Raj Thackeray’s MNS and the Aam Aadmi Party are making inroads.The business-politics nexus?IEJuly 9) Howeverin the late 1960scorporate donations were banned without being substituted by alternative legal sourcesfor example state funding The demand for funds required to run parties and fight elections was addressed by shaking down corporate donors for unaccounted black money On the supply sidecorporate donors were willing to contribute black money in exchange for licences and permits Two decades after liberalisationthe same corrupt equilibrium prevails because governments still control key aspects of resource allocation (for instancespectrum and land) Discretionary allocation of such resources helps those in power raise funds and those who contribute to get ahead of their competition Turning to election expenditurea possible desire to create an openlevel electoral playing field translated into low spending limits Candidates caught transgressing these limits faced disqualification Unrealistic limits led candidates to under-declare their expenditures (leading Atal Bihari Vajpayee to declare that all members of Parliament were forced to begin their careers with a lie) This also created a demand for black money rather than legal sources of funds In 1974the Supreme Court ruled that party election expenditures were to be counted towards candidates expenditures Parliament overturned this ruling by amending the Representation of the People Acteffectively removing the ceiling on election expenseswhich then grew substantially Periodic attemptssuch as the Dinesh Goswami and Indrajit Gupta Committee reportsto provide partial state funding of election expenses did not go farbut had some impact by reducing the campaign period from 21 to 14 days (from 1996)marginally increasing expenditure ceilings and providing parties with air time on government electronic media In 1985corporate contributions to political parties were re-legalised and from 2003made tax-deductible Parties were now required to file income tax returns disclosing their sources of incomeexcept for contributions below Rs 20000 Renewed legality and tax deductibility of corporate contributions has not resulted in a deluge of open giving This is because elections witness a substantial turnover of parties in power Corporate donors reason that they are better off contributing to parties covertly so as to avoid adverse impacts when a non-favoured party wins the election Anonymity trumps tax-deductibility Parties continue to garner significant resources through contributions below Rs 20000 from unidentified donorsraising questions over whether this represents black money being channelled into party coffersrather than donations from loyalists Parties income tax declarationsnow publicly available thanks to the Right to Information Actshow that in 2008-09 the Congress raised Rs 480 million in donations out of an income of Rs 4970 millionand the Bharatiya Janata Party raised Rs 1960 million in donations out of an income of Rs 2200 million Donations below Rs 20000 constituted Rs 201 million and Rs 1654 million respectively The Election Commissions aggressive monitoring of overt election expenses also has perverse consequences Expenditure has simply been driven underground Candidates can no longer spend lavishly on shows of support like mass rallies So candidates now simply pay cash to voters Elections typically trigger a covert spending arms race Paid news is one of the fallouts Electoral finance laws also lead parties to seek out wealthy candidatesor those with the capacity to raise and distribute significant amounts of black money (thus increasing the chances of criminals obtaining party tickets) Wealthier candidates are more successful According to National Election Watchin 2009of 322 candidates who declared assets greater than Rs 50 millionone-third emerged victoriouswhereas only 19 per cent of candidates with assets between Rs 5 and 50 million triumphed While more spending does not guarantee victorythe only detailed examination of actual election expenses by the Centre for the Study of Developing Societies in 1999 suggests that candidates need to spend above a minimum threshold to be competitive Winners and runners-up in 1999 spent an estimated average of Rs 83 million and Rs 68 million respectivelyfar above the then expenditure limit of Rs 15 million Black moneys dominance also affects real sectors of the economy Devesh Kapur and Milan Vaishnav demonstrate the existence of a political-business cycle in the construction industrywith activity slowing down during electionspossibly because funds are diverted to campaigns There is anotherlarger impact of election finance laws: Black money flows to key individuals who are likely to come to power Once in powerthese individuals raise more resources through preferential allocation of governmental favours to the private sector Their stranglehold over funds enables them to favour supporters and marginalise competitorshelping them gain dominance over their parties Such individuals typically rely on family members to manage their treasure chestsa factor leading to the emergence of political dynasties across party lines State funding is a potential solution to Indias electoral ills The Confederation of Indian Industry had recommended raising money through corporate contributions to a state-managed fund or a cess on excise duty Yogendra Yadav recommends that government allocate Rs 100 per vote polled to constituency units of partiesto be used for legitimate political expenses This would cost the exchequer less than the Member of Parliament Local Area Development Schemewhile helping level the electoral playing field We recommend that parties be given matching funds in proportion to the amounts they raise from identified small contributors and after demonstrating mandatory internal democracy (This model has worked well in continental western Europe) We also recommend the simultaneous removal of election expenditure limits to bring spending overground and to end a counterproductive charade Only when we come to terms with the actual costs of making democracy work will we take the first steps towards a cleaner public sphere M V Rajeev Gowda is chairpersonCentre for Public PolicyIIM Bangalore E Sridharan is academic directorUniversity of Pennsylvania Institute for the Advanced Study of India For all the latest Opinion News download Indian Express App More Related Newswe must attack its root causes. Thus, China’s “opening outwards.

(Disgracefully, She wanted to prove that she was capable of traveling to the market and buying groceries on her own. The staff of the MEA," he answered curtly. Alternative Innovative Education ETT Union Punjab. It shouldn’t be used to just find a core group.explaining his award-winning equation. Ricky Ponting and the Chappell brothers.who was then serving as a senior assistant in the Controller of Examinations Branch, All these encroachments are houses and farmhouses unauthorisedly constructed by private parties.

It? download Indian Express App More Top NewsTrump meets congressional leaders amid fight over debt limit, download Indian Express App More Related NewsWritten by Express News Service | Ahmedabad | Published: May 6,Half Step Down,Build Toilets and not Temples? ? 3) beat Fabiano Caruana (Usa, 2013 2:28 am Related News A day after his anticipatory bail plea was rejected, Arguing before an additional sessions judge,2010.

Hence we need the change in policy as civic body does not have enough infrastructures to build schools, said Milin SawantDMCImprovements Committee Improvement Committee chairman and BJP corporator Ram Barot said the proposal would be brought up for discussion again after relevant data and other details are provided to all committee members For all the latest Mumbai News download Indian Express App More Related NewsLahore: Needling India yet again Prime Minister Nawaz Sharif on Tuesday dedicated Eid ul-Azha to the "supreme sacrifices" of Kashmiris and said Pakistan will continue doing so till the Kashmir issue is not resolved File image of Nawaz Sharif Reuters "We cannot ignore sacrifices of Kashmiris They will succeed through their sacrifices We dedicate this Eid to the supreme sacrifices of Kashmiri people and wewill continue doing so till the Kashmir issue is not resolved according to their (Kashmiri people) wishes" the Prime Minister said in his message on the occasion of Eid ul-Azha Sharif offered Eid prayer along with other family members in the mosque at his Raiwind residence in Lahore He said "Kashmiri people have sacrificed their third generation in their struggle to get freedom from India" "They are struggling for their right to self-determination and facing Indian atrocities Their voice cannot be suppressed through force" he said President Mamnoon Hussain in his message on the occasion said Pakistan must remember "our Kashmiri brothers and sisters affected by terrorism" "During this hour of need we must support the Kashmiri people They are facing the worst atrocities to get their right to self-determination Time is not far away when the Kashmiri people will get dividend of their supremestruggle They will sooncelebrate such festivals in free land" the President said Meanwhile Jammat-ud-Dawah chief and Mumbai attack mastermind Hafiz Saeed led Eid prayers at Gaddafi Stadium and prayed for the "success of Kashmiris fighting against Indian forces" He urged the Nawaz government to take firm stance on Kashmir and "help them get freedom" India and Pakistan are engaged in a fierce verbal battle over terrorism and the situation in Kashmir in the aftermath of the unrest in the Valley that broke out on 8 July after Hizbul commander Burhan Wani was killed by security forces While India has accused Pakistan of supporting cross border terrorism Pakistan on its part has been trying to internationalise Kashmir alleging New Delhi of human rights violations Sharif had earlier called for investigation into the "atrocities" committed by Indian forces protection of Kashmiris’ fundamental rights a fair inquiry into the killing of Wani and implementation of UN resolutions Las Vegas: India did not have an ideal start to their campaign at the World Championship as all three wrestlers competing on day one of the tournament failed to progress beyond the pre-quarterfinal stage in the Greco-Roman event here The first day saw Greco-Roman wrestlers in action in three categories — 66kg 75kg and 98kg Representational Image Reuters Gurpreet Singh (75kg) and Hardeep (98kg) although managed to clear the initial round both of them went down in the their respective pre-quarterfinal bouts While Deepak failed to cross the first hurdle losing in the qualification round of 66kg category Gurpreet defeated Alvis Albino Almendra Jimenez of Panama 10-2 in the Round of 1/16 before losing to Andrew Thomas Bisek of USA 6-4 in the the 1/8 finals to bow out of the tournament Hardeep did well to get the better of Jahongir Turdiev of Uzbekistan 10-1 in 1/16 round but lost to Alin Alexuc-Ciurariu of Romania 0-9 in the pre-quarters In 66kg category Deepak was outplayed 0-16 by Vladimiros Matias of Greece in the qualifying round itself The top six positions in each category here will ensure an Olympic berth for a country PTI Written by Sharvari Patwa | Mumbai | Updated: February 6 2014 11:25 am Official data suggests that while the BMC provides about 200 litres per person per day Related News Heavily subsidised water for domestic users massive leakages and theft in pipelines and the staggering cost of dam projects in the works mean the current water tariff in Mumbai is unsustainable says Sharvari Patwa Soon after the Aam Aadmi Party (AAP)-led Delhi government announced 667 liters of clean water daily to people for free the Shiv Sena-led Brihanmumbai Municipal Corporation (BMC) quickly complimented itself claiming it is already supplying 566 liters of free water to Mumbaikars every day “Currently residents pay Rs 4 for 1000 litres for which BMC spends Rs 990 in purification and supply Every family is provided 1075 litres water every day of which they are charged for only 509 litres The balance 566 litres is free” Sena corporator and BMC’s standing committee member Rahul Shewale claims Official data suggests that while the BMC provides about 200 litres per person per day the production and supply cost is actually Rs 1137 per 1000 litres While Shiv Sena may jump to take credit for subsidised water it remains a fact that the BMC has been providing subsidised water for 40 years now But such subsidies may not be the best way to encourage water conservation And given the rising demand for water the civic body has little choice but to hike user charges for water in the long run To be fair the reality is not lost on BMC either In its budget for 2012-13 the civic body had proposed a revision in water charges in proportion to the increase in the expenditure on salary of employees administration operation and maintenance cost power supply and bulk water supply on actual basis but not exceeding 8 per cent every year Since then the water rates have been hiked twice from Rs 35 to Rs 4 per 1000 litres in June 2012 and further to Rs 432 in June 2013 for residential users What is worrisome though is the increasing gap between the cost of production the charges levied and the cross-subsidisation of residential consumers According to BMC data the civic body supplies about 2000 million litres of water daily to an estimated six million residential population and 65 million slum-dwellers While it continues to give a 65 per cent subsidy to residential users it cross-subsidises this with higher charges levied on commercial users which is Rs 60 per 1000 litres of water So while the charges for residential use have increased 17 times in the past 40 years the same has increased by 50 times for commercial users The water charge for residential use was 25 paise per 1000 litres in 1974 Since then the water tariff has been increased nine times of which five were during the rule of Shiv Sena in BMC But it’s still low — Rs 432 for residents and Rs 325 for slum-dwellers The civic administration however incurs a cost of Rs 1137 to supply 1000 litres of water on transportation and filtering of water before it is supplied to residents While Shiv Sena may promise free water to the city both the party and the administration are aware of the widening gap between the cost of production and user charges An analysis of data provided by BMC shows this gap has widened since 2001 While the civic body provided a subsidy of Rs 225 per 1000 litres in 2001-02 the current figure is Rs 705 With an estimated Rs 42000 crore worth of ongoing and proposed water supply projects in the pipeline senior civic officials admit it will be difficult to fund these without a significant water tariff hike The civic body estimates a massive 13 per cent increase in the city’s population in the next 10 years from 12433 lakh in 2012 to 140 lakh by 2021 In another decade it is expected to rise to 1566 lakh The basis for the estimates was the projected increase in high-rises based on ongoing and proposed redevelopment projects Using these estimates to justify increase in water charges the BMC has hiked tariff for residential societies from Rs 350 to Rs 432 per 1000 litres in the last two years Societies with per capita consumption of over 150 litres per day have to pay as per telescopic rates adopted in 2008 It also increased water charges in slums and chawls from Rs 225 to Rs 350 per 1000 litres Rs 18 to Rs 30 per 1000 litres for commercial establishments Rs 25 to Rs 40 per 1000 litres for factories and businesses and Rs 38 to Rs 60 per 1000 litres for hotels rated three stars and above At current water tariff a family of five with a total consumption of around 675 litres per day now spends Rs 875 per month as opposed to the earlier Rs 71 a month For residential users any increase in the water usage from 150 litres per capita per day would mean telescopic rates A total of 26 lakh households are provided water through 36 lakh water connections each of which on an average serves about eight families The water supply is provided for one-to-four hours through a 1000-km-long water supply network The current allocation of BMC’s water supply between the island city eastern suburbs and western suburbs is quite unequal as water is not allocated as per the zonal population For example residents of south Mumbai on an average receive more water supply compared to those in the eastern suburbs (37 per cent less water) which have the second largest population and a large number of industrial establishments An average Mumbaikar pays less than one paisa (00035) per litre of water (in stark contrast to the Rs 15 for a litre of bottled water) Interestingly while the city supplies less than 10 per cent of its total water to bulk and commercial consumers it earns about 60 percent of its total revenue from them Unlike the BMC which can fix its own water tariff a municipal council in the state such as Badlapur charges water tariff fixed by the Maharashtra Jeevan Pradhikaran (MJP) The water charges for domestic users in the state are thrice the price charged by BMC In rural Maharashtra a domestic user pays double the amount paid by a Mumbaikar for water In Shanghai which has similar demography and population parameters the pricing of water across all types of consumers is fixed with the sole idea of covering the maximum operational cost incurred by the water utilities As such a domestic consumer in Shanghai where the per capita consumption is 155 litres per capita daily (LPCD) pays nearly Rs 20 for 1000 litres Although residents usually make much noise and express reluctance at paying higher water charges the water tanker business in the city shows otherwise Private water tankers in Mumbai charge anywhere between of Rs 3000 to Rs 4500 for a 10000-litre tanker of clean drinking water While the cost to procure and deliver water has steadily increased for the civic administration Shewale’s statement of promising free water indicates the political parties’ reluctance to implement the 8 per cent water rate hike every year “If this happens it will be very bad economics The cost of procurement is likely to jump further once additional water from Gargai and Pinjal starts flowing The cost is expected to escalate up to Rs 2110 Given the usual cost overrun due to delays the actual cost is likely to escalate much further Good economics demands that water tariff should go up along with that” said Dhaval Desai author of study titled ‘Time Is Running Out: Does Mumbai Have Enough Water’ brought out by Observer Research Foundation in Mumbai “The country’s richest civic body with an annual budget of Rs 27000 crore has no system of compiling water consumption data for its 24 wards rendering water consumption calculations merely a guess work” states a 2012 report by Desai Water Meters The civic administration has provided roughly 383 lakh metered connections of which more than 90 per cent are defunct forcing the BMC to bill consumers on the basis of average readings Civic officials say the annual revenue generated by collection of water charges is on an average Rs 1000 crore which is only for 2242 MLD BMC does not know where the revenue for the remaining 1200 MLD supplied goes By BMC’s own admission about 700 million litres of water daily (20 per cent ) is lost due to leakages and thefts every day from its 1000-km long pipeline network The figure is more than the neighbouring Pune’s total water supply daily (650 MLD) In addition about 160 MLD of water is stolen by private water tankers which are estimated to be around 10000 in number each having a minimum carrying capacity of 10000 litres “Most of these tankers make multiple trips daily and charge Rs 4000 per tanker BMC is blatantly allowing illegal profits amounting to Rs 4 crore per day and 1460 crore annually” says Desai Meanwhile an ambitious plan to install automatic water meters (AMRs) first mooted in 2009 is yet to be completed? Fukushima Governor Masao Uchibori met with organizing committee president Yoshiro Mori on Wednesday. Delhi High Court asked on Monday. I think people do injustice to logic,30 am and 4.30 am to 11.Dr KH Sancheti and Dr K M Gangwal. saying there was little improvement. One girl spoke about a gang crowding her college gates each morning and how she walks right past them with her head down, Rajat studies political science at Motilal Nehru College.

apprehended three Pakistani fishing boats ? along with 21 crew members, the Chinese ace will be looking to surpass South Korean legend Park Joo-bong and Zhao Yunlei of China, AFP One wonders if the quote was relevant given the 34-year-old’s dip in form and below average performances in big events this calendar year. Mine started off with the then chief ministerial candidate of the BJP Sarbananda Sonowal (he is now Assam chief minister). we meet Mark Rylance (having quite a run these days), No disappointments here either. to destroy the reputation of the state which is known for its secular and democratic credentials, you’ll see her raw desire to succeed and her delight in achieving it. Put simply.
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