first_imgWendi Russo is hosting an exciting new online auction featuring personal clothing, dresses, shoes, accessories and beauty items.Wendi Russo Launches Charity AuctionCredit/Copyright: ShopHQWendi Russo has been an engaging hostess on ShopHQ for 9 years and specializes in presenting fashion, beauty products, jewelry and gemstones and can be seen in 70 million homes nationwide via Comcast, Dish Network, Direct TV and as live streaming video. Most notably, Wendi is Mrs. Minnesota United States 2010.All items will be LIVE FOR AUCTION March 14 – 24.There will also be items from some of Wendi’s pageant friends who have donated to this great cause, including:Janice McQueen Ward – Mrs United States 1999Sarah Bazey – Mrs International 2012Kellie Lightbourne – Mrs USA, national, and international titles, Regular Host on Lifetimes TV Designing SpacesKaley Sparling – Mrs World 2013Madalyn Kamkar Haake – Mrs United States 2013100% of the proceeds will benefit Shared Hope International, a non-profit devoted to the education and prevention of child sex trafficking in the U.S. and overseas.“I hope you will support the Recovery of Victims and Education of the public with my auction or a donation to Shared Hope International,” Wendi says. “Many of the pieces are from my own personal wardrobe and others are donated by Pageant Title holders and On Air Personalities from ShopHQ. Together we can help create a ripple effect and touch the lives of those who are losing theirs to slavery.”To access the auction, click here.last_img read more

first_imgAPTN National NewsAPTN National News often brings stories about the Canadian Coast Guard helping boaters in Nunavut.This time, APTN has obtained video shot Sunday depicting the actual moment.Nine boaters from Cape Dorset, Nunavut, found themselves trapped in sea ice and contacted search and rescue for assistance.Soon after the video was shot, supplies were dropped off to the stranded people.They were reached by the Coast Guard ship Pierre Radisson on Monday.The boaters are going to wait out bad weather and return home with their own boats.last_img read more

19 May 2009A United Nations Security Council delegation on a week-long trip to Africa met today with President Joseph Kabila of the Democratic Republic of the Congo (DRC), a spokesperson for the world body said. “The discussions focused on the security situation in the DRC, security sector reform, the rapprochement between the DRC and Rwanda, as well as the next phase of the mandate of the UN mission in that country,” Marie Okabe told reporters in New York. In a separate meeting with DRC parliamentarians, the Council members discussed human rights, the need to strengthen state authority in all parts of the country and the internal political process, including electoral rules, she added. On Monday the 15-member group visited Kiwanja camp near Goma, in North Kivu province, temporary home to some 13,000 internally displaced persons (IDPs) who have fled conflicts in the area, and was briefed by the military leadership of the UN peacekeeping mission in the DRC (MONUC) about the UN-backed operations by the Congolese army to address the problem of foreign and local illegal armed groups. The delegation is now in Liberia where it has scheduled meetings with President Ellen Johnson Sirleaf, senior UN officials, and members of the Liberian Truth and Reconciliation Commission. The group also plans to visit peacekeepers serving with the UN Mission in Liberia (UNMIL) and inspect several UN project sites. The team, which left New York on 14 May, also made stops in Ethiopia and Rwanda. A similar Security Council mission visited Djibouti, Sudan, Chad, DRC and Côte d’Ivoire last June. read more

4 May 2011The United Nations human rights chief today welcomed the newly released report of the commission that probed last year’s inter-ethnic violence in Kyrgyzstan and urged the country’s Government to act quickly on the recommendations. The Kyrgyzstan Inquiry Commission (KIC) recommended that the Government carry out further investigations and prosecute those responsible for the violence that claimed the lives of an estimated 470 people in June 2010.“This report should give considerable impetus to Kyrgyzstan’s efforts to combat impunity and address issues of accountability after the inter-ethnic strife in the southern part of the country last summer,” said Navi Pillay, the UN High Commissioner for Human Rights, in a press release.The KIC, headed by former Finnish parliamentarian Kimmo Kiljunen, published its detailed report yesterday.“There can be no lasting reconciliation without justice, and I believe this report sets out a viable pathway to achieving both,” said Ms. Pillay.She commended Kyrgyz President Roza Otunbaeva for initiating the independent inquiry and noted the detailed comments on the report by the Government.“This is the first time that an international commission of inquiry has been established in a Central Asian State,” said Ms. Pillay. “And I understand it was given unimpeded access to carry out its work properly.‘It is important that the Government, at both national and local levels, carries out the essential follow-up in the same spirit, which, given the nature of the work to be done – namely establishing individual criminal responsibility – will require courage and determination,” she added.The report notes that some 1,900 people were injured, more than 400,000 displaced, and an unknown number of women subjected to sexual violence, amid widespread looting and destruction of property. The majority of the victims were ethnic Uzbeks, but ethnic Kyrgyz also suffered significant losses, according to the report.Ms. Pillay welcomed the Government’s announcement that it intends to set up a special commission to implement and monitor the implementation of the recommendations of the KIC report and other reports on the violence.She said was ready to assist the Government in a variety of ways through her office in the country’s capital, Bishkek, and in close cooperation with international and regional partners.The assistance would be in the form of rebuilding and strengthening rule of law institutions; making the rule of law more accessible, equitable and effective to ensure the promotion and protection of human rights; and enabling the development of a more tolerant and inclusive society in Kyrgyzstan. read more

“We have usually heard of millionaires and billionaires. But we believe Rajapakse is a trillionaire,” he said. Rajapakse was defeated by current President Maithripala Sirisena during a Presidential Election held in January and has since been the focus of a corruption probe by the new Sri Lankan government. The Government today accused former president Mahinda Rajapakse of having assets running into the trillions which he had allegedly acquired when he was in power.Foreign Minister Mangala Samaraweera said that intelligence agencies had gathered information related to Rajapakse’s assets during investigations conducted following the January 8 polls. He said that initially the proposal was to fully abolish the executive presidential system. However following some objections, constitutional reforms were implemented limiting the Presidential powers instead of fully abolishing it.Samaraweera further said that following the next parliamentary elections, the ruling United National Party hopes to introduce more constitutional reforms with the support of the entire parliament. (Colombo Gazette) Samaraweera noted that the January election was democratic and contrary to earlier fears that an Arab style revolution had been planned to overthrow the former regime.Meanwhile Samaraweera also noted that constitutional reforms recently passed by the local parliament did not meet the full expectations of the public. read more

first_imgHome sales faltered, home values fell, unemployment stagnated, retail sales growth slowed. The second quarter of 2011 was anything but pretty in Clark County.APRILNew Seasons Produce announces plans to open on Southeast 164th Avenue this year.Developer Elie Kassab announces plans to build a four-story apartment complex on the site of downtown’s Burgerville.Local cable regulators begin reviewing Comcast’s application to renew its franchise.Sapa Extrusions promises to bring 100 jobs to the Port of Vancouver.MAYBart Phillips announces he’ll leave the CREDC and Ginger Metcalf confirms she’ll leave Identity Clark County.PeaceHealth chooses to locate its headquarters in the same east Vancouver building where Nautilus is based  and Hewlett-Packard is moving.Camas mayor quits to take job heading new east county economic development group.JUNEPenguin Windows announces it will shut down, costing 156 Vancouver jobs.6; Sharp’s Solar Energy Solutions Group announces it will relocate from California to Camas, bringing up to 35 jobs.Sure, there was some good news — Sapa Extrusions said it would bring 100 jobs to the Port of Vancouver, Sharp’s Solar Energy Solutions Group announced it would relocate from California to Camas, bringing up to 35 jobs. Those announcements add to other commitments made over the past year by PeaceHealth, FarWest, BHP Billiton and others. But it will take months or years before all the promised jobs arrive. Meanwhile, local leaders are examining policies and looking for ways to strengthen Southwest Washington’s economy for the long run. The Columbia River Economic Development Council’s first economic plan in a decade, released in June, surveyed the local challenges and concluded: “It is clear that Clark County’s economic development partners cannot afford to be anything but aggressive.”To achieve success, the county will need to develop a distinctive business identity, and the multitude of ports, city and county governments, and economic development interests will need to work together for the greater good of the entire county, the plan concluded. The county should develop business niches and work with Washington State University Vancouver to create a business-oriented research park, which could require some form of new taxes, it said.If the consultants who were commissioned to study Clark County’s economy are right, their recommendations could help next time economic doldrums hit. But it will take years of hard work to bring about those big changes. And it’s not clear who will be leading those efforts. Bart Phillips left his longtime position with the Columbia River Economic Development Council, a nonprofit that has been one of the county’s most prominent advocates for business growth. A new east county economic development group could spur job creation in Camas and Washougal, as long as it cooperates with the CREDC, instead of competing.last_img read more

first_imgPrime Day routinely breaks Amazon’s record for its biggest sales day.  Ben Fox Rubin/CNET Amazon’s giant celebration of itself, Prime Day, is expected to be July 15, according to a report of a leaked public relations email. The event is always one of the e-commerce giant’s biggest times for sales — and it also offers consumers some of the company’s deepest discounts of the year. The dates for Prime Day, which may actually stretch from July 15 through July 17, were first reported by website Real Homes, based on a PR email the publication received promoting a vacuum cleaner deal.  0:55 50 surprising things people are buying on Amazon right now Share your voice Tags Now playing: Watch this: In what will be its fifth year, Prime Day has become a buzzy sales event the e-commerce giant can use to pump up revenue during the typically slow summer season. Amazon repeatedly breaks its single-day sales records on Prime Day — though for the fast-growing retailer that record is typically bested yet again on Black Friday or Cyber Monday later in the year. The discount event is also a method to entice people to join Prime, Amazon’s membership program best known for fast, free shipping. Last year, the e-commerce holiday had a rough start. A series of glitches took down the app and the website, but Prime Day recovered and sales were strong. Originally published June 5 at 7:54 a.m. PT.Update at 8:19 a.m. PT: Adds background details. What Amazon’s one-day shipping means for you 0 50 Photos Post a comment Mobile Amazonlast_img read more

first_imgAfter a summer of long Chinook salmon closures and a weak chum run on the Kuskokwim river, middle and upper river subsistence fishermen eagerly await word about whether the federal government will take control of the fishery.Download AudioThe Office of Subsistence Management in Anchorage is preparing to present the Federal Subsistence Board with a recommendation on whether to federalize the salmon fishery, which is currently under state control.Evelyn Thomas is the Tribal Council President in Crooked Creek, a community of about 100 people located upriver from Bethel. She says her tribal council plans to pass a resolution in support of federalization. She says the state has not listened.“They keeping wanting to have [commercial] openings for silvers and late chum run when we haven’t even gotten enough, subsistence users don’t have fish yet, I know here in Crooked Creek, nobody has enough,” said Thomas.Gene Peltola Junior is Assistant Regional Director for the federal Office of Subsistence Management in Anchorage.They’re currently responding to a growing number of resolutions from tribes and groups who want to ensure they get silver salmon. His team is in the early stages of drafting a recommendation based on current and historic data on silver salmon.“There may not necessarily be an allocation between the federally qualified users aspect of it, that’s one part we’re determining now, we may not have a full 804 determination or analysis,” said Peltola Junior.That refers to section 804 of the Alaska National Interest Lands Conservation Act, or ANILCA, that determines how to distribute a resource that isn’t abundant enough for all subsistence users. His office went through a similar process this spring after the Napaskiak Traditional Council asked that federal managers limit Chinook harvest to Kuskokwim residents and make an allocation strategy.Peltola was not clear about what a federal takeover could mean for the controversial commercial openings, and simply pointed to ANILCA. Both federal and state law include subsistence priorities. The state is expecting a below average coho run and an above average subsistence demand.Any federal action would apply to just refuge waters, from the mouth to Aniak.More and more silver salmon are showing up in the Bethel Test Fishery, and time is short on any potential action. Peltola Junior does not have a firm timeline.“Fisheries issues are very complex, we’re not dragging our feet whatsoever, but we are taking the appropriate time to come up with a reasonable and appropriate proposal to the Federal Subsistence Board for their consideration,” said Peltola Junior.The federal subsistence board has a work session for next week. Peltola says he doubts they’ll take up the issue at that meeting and it could take more time to issue a decision.last_img read more

first_imgModel Roshni Kapoor receives award from ACP Neelam JadhavPR HandoutModel Roshni Kapoor was awarded the best youth icon at the Maharashtra Ratna Gaurav Puruskar 2019-2020. Assistant Commissioner of Police Neelam Jadhav honoured her on July 13, 2019.Some people dream of success while other people get up every morning and make it happen. Roshni Kapoor is one such personality, who has manifested in her dreams and goals. Pune’s celebrity model and blogger is a perfect example for the promising youth.Roshni Kapoor was awarded the best youth icon, 2019 by the hands of Assistant Commissioner of Police Neelam Jadhav at the much awaited award festival Maharashtra Ratna Gaurav Puruskar 2019-2020 on July 13, 2019. This prestigious award ceremony was hosted by Mr. Vishal Gore, the President and founder of Shalini Foundation at the premises of Anna bhau Sathe Kala Mandir, Yerawada, Pune-Mahrashtra.Roshni Kapoor not only received the award for the best youth Icon in the function, but also presented her much fascinated Roshni Kapoor’s Academy of Personality grooming as the grooming partner for the evening.Ms Kapoor is a fascinating social figure who is blessed with diverse interests and proving eminence on all of those at the same time. Some of them, which she brilliantly donned are top notch modelling, brand collaborations, brand endorsement, public speaking, blogging, vlogging, jury member and the list goes on and on.Not only she proved her passion as an impeccable career, but also took it to great heights with meaningful collaborations. She fetched instant fame right from the start and got featured in many magazines, newspapers and social media, since then, Voila! there was no looking back.Even after having achieved accomplishments in the industry, this wonderful influencer and philanthropist has remained the brand ambassador for many NGOs and social help centers through her compassionate deeds towards several causes.last_img read more

first_img Popular on Variety John Oliver, Samantha Bee, and Chris Gethard are among the over 150 comedy/variety television writers who are publicly supporting Onion Inc. unionizing with the Writers Guild of America East.Friday’s announcement came a week after the editorial and video staff at Onion Inc., which operates the web sites the Onion, A/V Club, and Clickhole, announced that more than 90% of its staff of 100 had voted through a card check to unionize with the WGA East.Management has yet to voluntarily recognize the Guild as the staff’s collective bargaining representative and a rep said last week, “We are dedicated to providing an environment where all our employees can thrive and we respect their right to unionize. We have begun having discussions with the WGAE about the path forward and hope to arrive at an arrangement in short order.” The solidarity statement reads, “We are proud to welcome the creative staff of Onion, Inc. to the Writers Guild of America, East. Amid rapid media and political changes, media professionals continue to stand together to uphold and improve working conditions and freedom of creative expression. Our work is collaborative and standing together as union members is a logical expression of that collaboration. As comedy and entertainment writers, we applaud Onion Inc.’s inclusionary vision—with The Onion, ClickHole, The A.V. Club, Onion Labs, and the essential contributions of Onion Inc.’s video and art departments—coming together to build a union. We’re thrilled to stand with our colleagues.”Lowell Peterson, executive director of the WGA East, said, “Solidarity is a fundamental part of our union’s strength.  Our members collaborate in their work and in their union, and we are proud that the editorial and production employees at Onion, Inc. will become part of this community of creative professionals.”The guild represents digital-first editorial and video staffs at Gizmodo Media Group, Vox Media, HuffPost, Vice, The Intercept, ThinkProgress, MTV News, Thrillist and Salon. Here is a link to the letter.center_img ×Actors Reveal Their Favorite Disney PrincessesSeveral actors, like Daisy Ridley, Awkwafina, Jeff Goldblum and Gina Rodriguez, reveal their favorite Disney princesses. Rapunzel, Mulan, Ariel,Tiana, Sleeping Beauty and Jasmine all got some love from the Disney stars.More VideosVolume 0%Press shift question mark to access a list of keyboard shortcutsKeyboard Shortcutsplay/pauseincrease volumedecrease volumeseek forwardsseek backwardstoggle captionstoggle fullscreenmute/unmuteseek to %SPACE↑↓→←cfm0-9Next UpJennifer Lopez Shares How She Became a Mogul04:350.5x1x1.25×1.5x2xLive00:0002:1502:15last_img read more

first_img How Success Happens In my opinion, the next hotbed of innovation is Africa, specifically the nations of South Africa, Rwanda and Kenya. Numerous industries are being disrupted at the moment, from the African mobile money market — the undisputed leader of which is Kenyan startup M-Pesa — to job hunting, by South Africa’s Giraffe, a mobile recruitment app for low-income workers without internet, but with smartphones.Yet the largest revolution that’s sweeping across the continent’s emerging markets is in renewable energy, specifically solar power. Today, solar is growing so quickly that of the nearly 600 million Africans living off-grid, experts estimate that approximately 10 percent are using clean, renewable energy to power their homes.Related: 11 African Entrepreneurs Who Are Changing the Business LandscapeSo how did solar come to dominate Africa so thoroughly? And specifically, what lessons can American business owners learn from the ingenious, resourceful entrepreneurs operating in the challenging conditions of the African continent? Plenty, as it turns out.1. Offer small, decentralized solutions.Without a doubt, solar energy faces considerable obstacles, not only in Africa, but internationally as well. The biggest barrier may well be integration into existing infrastructure, particularly power grids, which may not be able to accommodate the variability of solar — cloudy days produce less power, for example.African solar startups have taken this reality into consideration. They understand that building large solar farms, then connecting homes with extensive power grids is a lengthy undertaking that, absent public and government backing, can take years, if not decades. Instead, entrepreneurs have seized upon decentralization, skipping big infrastructure to bring power directly to the people.Take M-Kopa, arguably the leader in African solar energy. The company’s bundle, which costs $35, provides a solar panel, multi-device charger, several charging cables, lights, radio and a SIM card for mobile payment. M-Kopa has already sold 300,000 kits across Kenya, Uganda and Tanzania, leapfrogging extant power grids entirely and empowering their customers. Now that’s not to say that big solar farms don’t exist; rather, they’re far less prevalent, and much less important, than the small-scale, personalized touch of a startup like M-Kopa.The lesson here? Rather than relying on large, centralized networks, devise a decentralized, low-cost solution that could reach hundreds of thousands of households. One such example is Blockstack, a startup that uses the encryption-based technology Blockchain to guarantee anonymity while surfing the web.2. Don’t wait for the government to step in. Related to the above tenet of decentralization, it’s important to note that while government subsidies and intervention can help your business, such assistance may never come.This is doubly true when it comes to many African nations. Consider this — in 2014, Transparency International estimated that nearly 75 million Africans were forced to pay bribes — often for access to basic services like water, sanitation and yes, electricity. Furthermore, poverty and bribery are inextricably linked, and as a result, those who pay the most bribes are also those least able to afford it.Related: From Bootstrapped Startup to More than $1 Million in Annual RevenueWith that in mind, two entrepreneurs founded Juabar, a Tanzanian franchise centered around small, solar-powered kiosks that offer cell phone charging. Rather than wait for the government to build the requisite infrastructure, Juabar’s two founders simply stepped in and created a network of solar powered, micro-entrepreneurs. Such franchise owners earn, on average, between $75-150 per month, in a nation where the monthly average is around $45 per month. In the future, Juabar plans to offer Wi-Fi and other information services.The lesson here? At the risk of getting political, it’s true that certain, well-established industries receive a lot of funding and subsidies from the government. But if you’re an underdog, don’t despair. Even if the government ignores your industry in favor of those with powerful lobbies, you still have a fighting chance. How? Use low-tech, decentralized solutions, start at the grassroots level, and remember to…3. …take advantage of new technologies.Given that disruption is the mantra for the digital age, this one should come as no surprise. To return to the case of M-Kopa, the startup’s success — a $19 million round of funding in 2015 — owes a lot to the convergence of two factors.First, consider that solar panels have been declining in cost. In America alone, the price of solar panels has dropped by 5 percent for residential households, and 12 percent for large-scale solar farms. Further, some reports estimate that the costs of solar energy will drop 60 percent by 2040, to three cents per kilowatt hour, which is far cheaper than gas or coal in many areas.Second, recall the earlier mention of Africa’s burgeoning mobile payments market, led by startups like Kenya’s M-Pesa. Developed by Vodafone and its African partner Safaricom, M-Pesa revolutionized the payment landscape, allowing users to pay off anything from cab rides to M-Kopa’s solar energy bills. In fact, MIT researchers have found that services like M-Pesa improve access to capital by the poor and increase their consumption — a boon to startups like M-Kopa.The lesson here? Leverage existing and emerging tech to carry out your core business better, faster and cheaper than the competition.4. Build a profitable, but fair, financing plan.Financing is something of a dilemma. Without a solid financing plan, potential customers won’t be able to buy your product or service. But if your plan is perceived as unfair, you’re likely to lose customers.Take a look at Off Grid Electric, another solar energy startup that’s quite similar to M-Kopa. Rather than force their customers to pay off loans at exaggerated interest rates, OGE charges its customers $7 a month for services. After three years, customers own their own unit. Considering that it costs around $100-140 per year for kerosene lamps and candles, users can save a lot of money by paying off their OGE unit within three years.Related: 5 Lessons Entrepreneurs Worldwide Can Learn From Israeli CultureThe lesson here? Balance company profits with customer interest to provide a win-win situation for everyone. After all, happy customers are repeat customers, and you can bet that both OGE and M-Kopa have ancillary products to offer.Ultimately, given the numerous challenges that African solar energy startups face, it’s logical that they would have much to teach entrepreneurs the world over. Ultimately, their most important lesson may well be the vital role of creativity. After all, without a forward-thinking vision and the courage to challenge existing circumstances, none of these innovative companies would exist today. 6 min read April 18, 2017 Opinions expressed by Entrepreneur contributors are their own. Hear from Polar Explorers, ultra marathoners, authors, artists and a range of other unique personalities to better understand the traits that make excellence possible. Listen Nowlast_img read more

first_imgBUENAVENTURA, Panama – Guatemalan President Otto Pérez Molina said this Saturday in Panama that Uruguay’s decision to legalize marijuana is “an important step” that could serve as a “pilot plan” to fight drug trafficking in Latin America.“I think the step Uruguay took is an important one and is a valuable experience,” Pérez Molina said during a summit of the Central American Integration System, held this weekend in Panama.“It could serve as a pilot plan for all of Latin America, and we hope it will be an experience that eventually all countries can adopt,” he added.This week, Uruguay became the first country to legalize the production and sale of marijuana, an initiative considered by the government to be an experiment that seeks to confront drug trafficking in a region where repressive anti-drug policies have failed and led to widespread violence by powerful mafias.In 2012, Pérez Molina presented to the United Nations General Assembly a plan to legalize illicit drugs, alleging that the U.S. strategy to confront drug cartels has failed.The Guatemalan president also has defended the “visionary” U.S. states of Colorado and Washington, which recently legalized marijuana consumption.“Regulating [illicit] drugs would eliminate the power that cartels have today, and would provide better state control over their sale and distribution, Pérez Molina, a former top military official, said.Pérez Molina said he has held several conversations with his Uruguayan counterpart, José Mujica, about the South American country’s new policy.“I think the policy proposal is advancing, and as we always have said, it’s going to take time,” Pérez Molina said.The Guatemalan president said he would present a similar proposal during an upcoming forum in Davos, Switzerland. Facebook Comments Related posts:Guatemala City street gets facelift, and what a difference it makes European Parliament recognizes Guatemala’s Ixil community with SOLIDAR award Central America Snapshot: For Guatemala’s Rigoberta Menchú, votes aren’t everything USAID, green groups target climate change in Guatemalalast_img read more

first_img Sponsored Stories Ex-FBI agent details raid on Phoenix body donation facility Here’s how to repair and patch damaged drywall WARSAW, Poland (AP) — Jan Kulczyk, Poland’s richest man and the founder and president of investment empire Kulczyk Holding, who made his fortune during Poland’s economic transformations, has died from complications following surgery, the company said Wednesday. He was 65.TVN24 said he died in Vienna.Poland’s former president, Lech Walesa, said that Kulczyk was irreplaceable. “It will be hard to organize some things without him.” New Valley school lets students pick career-path academies 4 sleep positions for men and what they mean Top Stories Comments   Share   center_img FILE – In this Nov. 30, 2004 file photo Jan Kulczyk appears at a special parliamentary commission that examined the deals of the fuel giant PKN Orlen. Kulczyk Holding says Wednesday July 29, 2015, that its founder and president, Jan Kulczyk, Poland’s richest businessman, has died from complications after surgery. He was 65. For years, Kulczyk, a lawyer and manager by education, led lists of the richest Poles and was reputed for his courage and imagination in business decisions. He invested in the energy and natural resources sectors in Europe and in Africa, and developed the car sector in Poland. (AP Photo/Czarek Sokolowski) 5 things to look for when selecting an ophthalmologist Mesa family survives lightning strike to home Divorced from his wife, he is survived by a son and a daughter.Copyright © The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed. New Year’s resolution: don’t spend another year in a kitchen you don’t like For years, Kulczyk, a lawyer and manager by education, led lists of the richest Poles and was reputed for his courage and imagination in business decisions. He invested in the energy and natural resources sectors in Europe and in Africa, and also developed the car and infrastructure sectors in Poland.Poland’s edition of the Forbes Magazine estimated his wealth at some 15 billion zlotys ($4 billion.)To many, his success was a symbol of the opportunities offered by Poland’s transition from a communist to a free market economy. He started from a trading company set up by his father, and built his fortune taking part in the intensive privatization of state plants after communism.“You cannot write an honest history of Poland’s transformations after 1989 without mentioning the role of Jan Kulczyk,” said Leszek Balcerowicz, former finance minister and author of Poland’s transformation program.Critics, though, said Kulczyk made money by acquiring Polish assets at favorable prices and then selling them to western investors at a large profit.Kulczyk donated generously to culture and history. His donation of some 20 million zlotys ($5.3 million) helped finish work on the POLIN Museum of the History of Polish Jews in Warsaw. He also sponsored grants for gifted young people.last_img read more

first_img Agents & Brokers Attorneys & Title Companies Bankrate Federal Reserve Freddie Mac Investors Lenders & Servicers Mortgage Rates Service Providers 2013-07-25 Tory Barringer in Data, Origination July 25, 2013 396 Views Mortgage Rates Fall for Second Straight Weekcenter_img Mortgage rates backed down for the second consecutive week, according to reports from “”Freddie Mac””: and “”””:[IMAGE]Freddie Mac’s Primary Mortgage Market Survey put the 30-year fixed-rate average at 4.31 percent (0.8 point) for the week ending July 25, down from last week’s 4.37 percent. A year ago at this time, the 30-year fixed-rate mortgage (FRM) averaged 3.49 percent.The 15-year FRM this week averaged 3.39 percent (0.8 point), down from 3.41 percent last week.[COLUMN_BREAK]Adjustable rates also eased, but only slightly. The 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 3.16 percent (0.7 point), down from 3.17 percent, while the 1-year ARM averaged 2.65 percent (0.4 point) compared to last week’s 2.66 percent.Freddie Mac chief economist Frank Nothaft said this week’s decline should “”help to alleviate market concerns of a slowdown in the housing market,”” noting that June data–including existing- and new-home sales and inventory–were promising.Meanwhile, Bankrate’s weekly national survey showed the 30-year fixed falling to 4.54 percent and the 15-year fixed dropping to 3.61 percent. The 5/1 ARM also declined, dipping to 3.54 percent.The downward trend may not last, however.””Mortgage rates settled down over the past week, following two months of volatility,”” Bankrate said in a release. “”The tame movement in mortgage rates may prove to be only a brief reprieve however. With next week bringing a Federal Open Market Committee meeting and a new report on the job market, this week may have been the calm before the storm.”” Sharelast_img read more

first_img Ellie Mae Originations 2017-03-15 Staff Writer in Daily Dose, News, Origination March 15, 2017 619 Views Home loans for purchases increased to 57 percent in February, up from January’s 53 percent, according to the latest Origination Insight Report from Ellie Mae. The report also said that the average time to close all loans in February decreased to 46 days, down from 51 days in January.“The purchase market led the way in February, representing 57 percent of total closed loans,” said Jonathan Corr, president and CEO of Ellie Mae. “Along with the growing purchase market, we’re seeing the time to close all loans decrease and FICO scores decline, trends that we will continue to watch in the coming months.”As the 30-year note continued to rise in February, average FICO scores dropped. The average FICO score on all closed loans was 720.Scores on refinance loans: Conventional refinance FICO scores dropped to 728 in February, down from 732 in January.FHA refinance FICO scores dropped to 649 in February, down from 651 in January.VA refinance FICO scores dropped five points to 702 in February.Scores on purchase loans:FICO scores on purchases stayed consistent from the prior month.FHA purchase FICO scores – 686,Conventional purchase – 752VA purchase – 707.Closing rates for all loans decreased to 70.6 percent, down from 72.2 percent in January. Refinance closing rates decreased to 65.4 percent, down from 67.9 percent the month prior, and purchase closing rates decreased from 76.8 percent in January to 75.9 percent in February.Additional research by Ellie Mae concerning the mortgage process indicated that 57 percent of homeowners applied for and completed their latest mortgage completely in person. In addition, 28 percent applied for their most recent mortgage using a combination of online and in-person interaction. Another 11 percent of homeowners applied for their latest mortgage completely online with no in-person interaction.When asked what factor would have improved the mortgage process, approximately 40 percent of homeowners indicated they would have liked a faster process with fewer delays. Twenty percent indicated that a shorter, easier to understand application would be preferable, while 11 percent asked for more communication with their lender throughout the process.Millennials were the most likely generation of homebuyers to begin their mortgage application online and finish it with an in-person interaction with their lender (30 percent). Gen X (28 percent) and Baby Boomer (20 percent) borrowers weren’t far behind in using this online and in-person approach.“There’s no question that technology is playing a larger role in the home buying experience,” said Joe Tyrrell, executive vice president of corporate strategy at Ellie Mae. “As we expected, many homeowners are seeking a faster and more streamlined experience. And it’s not just a millennial phenomenon; it’s homebuyers of all ages and both genders.”Note: The Origination Insight Report focuses on loans that closed in a specific month and compares their characteristics to similar loans that closed three and six months earlier. The closing rate is calculated on a 90-day cycle rather than on a monthly basis because most loan applications typically take one-and-a-half to two months from application to closing. Loans that do not close could still be active applications or applications withdrawn by consumers or denied for incompleteness or non-qualification.center_img Share Purchase Loans Up to 57 Percent in Februarylast_img read more

first_imgAt three events held simultaneously across Canada in Toronto, Montreal and Vancouver, Air Canada today unveiled for its customers and employees a bold new livery inspired by Canada for its entire fleet, elegant new uniforms for its employees, and a taste of some of the new onboard menu offerings that its customers can look forward to.Air Canada’s new livery signals a pivotal inflection point in our 80-year history. On the occasion of Canada’s 150th anniversary year, with our new livery, new uniforms for our employees, the award-winning international cabin standard introduced with the launch of our Boeing 787 aircraft, and enhanced onboard offerings, the future Air Canada represents the strength of our nation and the future-looking spirit of our airline.Benjamin Smith, President, Passenger AirlinesAir Canada’s fleet of 300 mainline and regional aircraft are being repainted in a black-and-white design that highlights its iconic red maple leaf encircled ensign, or “rondelle”, that returns to the tail of the flag carrier’s fleet after an absence of 24 years. Reflecting Canada’s seasons, with references to its wildlife and First Nations heritage, the new fleet livery was designed by international design firm Winkreative, headed by Canadian entrepreneur Tyler Brûlé. Following today’s events, the first three aircraft sporting this new livery will enter service immediately.With the new livery providing a sleek, contemporary backdrop, Air Canada premiered elegant charcoal grey and black employee uniforms with red accents and accessories by Canadian designer Christopher Bates. The stylish uniforms combining urban chic and international flair complement the charcoal greys, natural tones and red accents featured in the new interior cabin design of Air Canada’s international fleet. The airline’s pilots, flight attendants, airport customer service agents and other uniformed personnel comprising approximately two-thirds of its 30,000 global workforce will start wearing their new uniforms later this year.On hand at the event at Air Canada’s main hub in Toronto were Tyler Brûlé and Christopher Bates to celebrate with customers and employees, together with the airline’s award-winning culinary partner, British Columbia-based chef David Hawksworth, and renowned Quebec-based sommelier, Véronique Rivest, both actively involved in developing Air Canada’s premium menu choices. Air Canada’s selection of signature dishes, created by Hawksworth, showcases the finest Canadian ingredients from across the country available since it was launched in October 2015 for Air Canada’s International Business Class customers. Rivest will expertly pair the dishes and develop Air Canada’s wine programme with a selection of Canadian, old and new world wine that are changed seasonally to highlight the best wines to be enjoyed at 30,000 feet.In addition, guests were treated to a sampling of some of the new onboard menu choices that will be available for Air Canada customers starting this April, including Lavazza premium Italian coffee that becomes the airline’s new coffee offering among its complimentary beverage selections for all customers, and Toronto-based Dufflet Pastries’ pumpkin spice loaf which will be featured on flights to Europe in Premium Economy and Economy Class cabins. Guests also sampled a selection of Quebec fine cheeses including Oka, camembert and cheddar, alongside freshly baked bread from Quebec artisanal bakery Première Moisson, paired with a Vineland Estates Winery white wine from Ontario’s Niagara region and Les Athlètes du Vin, a French Pinot Noir, both selected by Rivest, which will debut for Air Canada’s International Business Class customers in April.In 2016, Air Canada significantly increased its global footprint with the launch of 28 new routes including 15 new international and 12 U.S. trans-border routes. With new service to Morocco, the airline joined the elite club of global carriers serving all six continents. In 2016, Air Canada and Air Canada Rouge started new services between Toronto-Seoul, Toronto-London Gatwick, Toronto-Prague, Toronto-Budapest, Toronto-Warsaw, Toronto-Glasgow, Montreal-Casablanca, Montreal-Lyon, Vancouver-Delhi, Vancouver-Brisbane and Vancouver-Dublin.In 2017, Air Canada and Air Canada Rouge will continue its global strategic expansion and will launch new international services between Toronto-Mumbai, Toronto-Berlin, Toronto- Reykjavik, Montreal-Shanghai, Montreal-Algiers, Montreal-Marseille, Montreal- Reykjavik, Vancouver-Taipei, Vancouver-Nagoya, Vancouver-Frankfurt and Vancouver-London Gatwick. Air Canada will also receive its first Boeing 737 MAX aircraft at the end of 2017, marking the start of its narrow-body fleet renewal programme, to be followed in 2019 with the delivery of its first Bombardier C Series aircraft.last_img read more

first_img by The Associated Press Posted Jan 8, 2019 6:16 am PDT AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email BERLIN — Officials have returned a painting looted by the Nazis to heirs of a Jewish French politician and resistance figure who was executed during World War II.“Portrait of a Seated Young Woman” by Thomas Couture, which belonged to Georges Mandel, was discovered in late collector Cornelius Gurlitt’s art trove while German authorities were investigating a tax case in 2012.The reclusive Bavarian collector inherited the 1,500-piece collection from his father, Hildebrand Gurlitt, an art dealer who traded in works confiscated by the Nazis. Many are thought to have been looted from their original Jewish owners, but provenance research has been slow and only a handful has been restituted.Culture Minister Monika Gruetters pledged at Tuesday’s handover to Mandel’s relatives to do everything possible to return stolen art to rightful owners.The Associated Presscenter_img Nazi looted painting returned to Jewish heirs in Germanylast_img read more

first_imgBy Elias HazouENERGY Minister Giorgos Lakkotrypis, who has been taking flak from a section of the media for the unabated ‘rockets and feathers’ effect in fuel prices, has decided to convene a meeting for Friday to discuss the issue.The meeting will be attended by the attorney-general and consumers rights groups, among others.A little over a week ago, crude climbed from $45 per barrel to near $50; almost overnight, gas stations here jacked up their prices by 10 cents a litre.By contrast, drops in crude oil typically take weeks to translate into lower prices at the pump.Giorgos Stylianou, of the Cyprus Consumers Association, said on Monday there is an urgent need to revise importers’ pricing formula so that consumers can immediately benefit from reductions in crude.“People are at the mercy of the oil companies,” he told state broadcaster CyBC.Stylianou cited the auditor-general’s 2013 report, where the official had flagged the way importers’ margins are calculated. Currently, it is understood, the ‘reasonable profit margin’ is declared every year by each of the companies, and the government goes along with whatever figures the companies cite.The auditor-general recommended instead that the profit margin be determined by a government-appointed panel, which will study in detail the companies’ expenses (fuel plus operating costs) and derive an appropriate profit margin.He had gone on to note that “…though there may be an impression among the public that price checks [by the government] are satisfactory, in reality no substantive checks are carried out.”“We are not the market police to interfere with fuel prices,” Loukia Christodoulou, head of the Commission for the Protection of Competition (CPC), said when asked to comment by the CyBC.In mid-January, the CPC launched a sector-wide probe to determine possible market distortions. The probe is not directed at any particular fuel wholesaler or retailer.The probe would take time, Christodoulou said.Currently, detailed questionnaires have been sent out to gas stations as well as importers, and the CPC was waiting for their feedback.In October last year, a consumer advocacy group accused the state and fuel companies of complicity in keeping fuel pump prices high, which ostensibly enabled the government to collect more in taxes and greedy corporations to rake in the profits. Pump prices started falling shortly after.You May LikeLivestlyChip And Joanna’s $18M Mansion Is Perfect, But It’s The Backyard Everyone Is Talking AboutLivestlyUndoPopularEverythingColorado Mom Adopted Two Children, Months Later She Learned Who They Really ArePopularEverythingUndoYahoo SearchYou’ve Never Seen Luxury Like This On A Cruise Ship. Search Luxury Mediterranean CruisesYahoo SearchUndo Pensioner dies after crash on Paphos-Polis roadUndoCruise passenger airlifted to Paphos hospitalUndoRemand for pair in alleged property fraud (Updated)Undoby Taboolaby Taboolalast_img read more

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